Seedu is a peer-to-peer platform permitting investors to microfund various students of their choice in return for a percentage of their future earnings potential. We anticipate creating a network of investors whom are aligned with these students in order to provide both tuition assistance and mentorship effectively seeding these students' futures.

Seedu does not provide loans in the traditional sense, but rather attracts investors (friends, family, alumni, prospective employers, retail/institutional investors, etc.) to buy up students’ debt in return for equity in their career earnings for a given period of time. Typically speculative startups opt for equity funding rather than debt funding due to lack of initial funds and the freedom to experiment in their respective space – Seedu acts upon the same premise with students early on in their careers.

Seedu’s contract provides the student with:

Competitively priced alternative/supplement to student loans

Incentivized mentorship from equityholders – If you do well, they do well.

Career flexibility – Currently can’t risk leaving your job due to high monthly student loan payments.

Unemployment insurance – If you have difficulty finding employment, there is no traditional student loan payment to worry about.

Customized payment structure – Ability to modify the contract based upon financial expectation/need.

Active involvement bonuses – You will be able to reduce the net amount paid through good grades, internship acquisition, and anything else that actively boosts your future earnings potential.

Transparency – Student loans are bureaucratic and confusing. We will be focusing on simplicity and data visualization to help understand where your money is going.

We hope, with your help, we can solve the student debt crisis together.