I wouldn't feel FOMO though, this is a dangerous game, see https://www.wsj.com/articles/chinas-short-term-lending-boom-.... Short-term borrowing costs in China are going up, not because more people need actual overnight loans, but because the government is trying to deflate the bubble by making it harder for risky borrowers to get longer-term loans, and borrowers are responding by just getting overnight loans and continuously rolling them over.

But this can't last forever. A bunch of smaller Chinese banks have already gone bust from these overnight loans. Funds like this are going to be the first to go when the music stops in China.

However it isn't really anything special in terms of return: https://www.deposits.org/world-deposit-rates.html

A 1-year term deposit in Azerbaijan can get you a 15% return. The problem with looking at just the interest rate is that inflation and the value of the currency can pay a huge factor in how much that interest rate is actually worth.

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