I 100% estimate and surmise that this, if highly used, will be perfect in bringing financial equality to people across the world.
Right now it is in its early alpha stages, but the core site and idea are already ready to use, complete with auth, messaging, file uploads for proofs and campaign requests/oblige responses.
Though, since I'm in the process of cooking up a guide to get the most out of it, I will explain here on beloved HN how simple it is to use to gain financial freedom and you should see how easy it aid people across the globe in gaining financial equality. With these steps in regard, yes, it will of course be moderated! Otherwise, people may cheat.
Example:
1. User creates a campaign to get Robinhood referrals, and posts their referral link. They allot 5 points as they want 5 referrals. (in the future, there may very well be weighting, as a particular Robinhood stock may be 10x worth an incentive from another site, or even vs. a penny stock within Robinhood)
2. Other users "oblige" their request campaign and proceed to handle the obligation by signing up to the site.
3. Once an obliger has completed the signup and pre-requisites, they post or message proof to the original campaign owner who requested the sign-up through their referral link.
4. When the campaign owner who requested the referral sees this from their Campaigns dashboard, they can accept, deny or reset the previous decision for each particular obliger. This forms a circle of trust escrow system which will be moderated daily by myself and some good people I trust.
5. If the campaign owner accepts the responders referral proof (and it's a good idea to wait until they get the incentive.), the point will be traded from the requester to the responder.
Right now, in this current stage, all new users get 100 points. Still working on the beta invite architecture but it's open signup right now and users will be future-proofed and persisted to new versions.
P.S., In the future I think we will do well in getting rid of all those spammy ref links posted in places where they're annoying.