I’m not sure there’s really a point in the insurers’ denying it.
Here’s a reference to a recent paper:
https://papers.ssrn.com/sol3/papers.cfm?abstract_id=2612913
The paper itself was published in the Journal of Political Economy.
The number 1 reason why older Americans immigrate to Thailand, Vietnam and other low COL countries is to get access to services at a reasonable price AND to not have to deal with the fraudulent system that nickels and dimes them to bankruptcy.
It isn't hard to see that the unscrupulous find themselves seeking rent in an industry in which the "customers" are very often over a barrel.
[1] https://cis.org/Report/Immigrant-Population-Growth-Slows
[2] https://rankingamerica.wordpress.com/2009/01/18/the-us-ranks...
A small slowing down, that still left immigration higher than at almost any other point in US history.
> US immigration is, like many things, at a historic peak because population size is at a historic peak. Percentage-wise, foreign born immigrants make of a record high proportion of the US population
Your second sentence directly refutes your first - US immigration is at a historic peak in both absolute and relative (compared to US population) terms.
> Our population is aging..
That's an argument that immigration is necessary, not that it's "very little".