There is no easy recipe for just making money off the market. To know what to do you have to make finance your life and be super ultra plugged in and have access to information that other people don't, with enough capital to throw around to hedge stuff.

You can't. Invest in yourself--skills, relationships, a strong family, and good neighbors.

There are CDs close to 3% APY now. Thats better than nothing.

Series I bonds?