Hi, first some context:

I'm a 35 year old that previously founded a Startup and had a moderately successful exit, and so I don't need to work any nmore.

I'm deciding where to live. I'm Brazilian and traveling through Europe now. I'm split between moving to Europe (Vienna, Budapest or Lisbon) or moving to the US (SF, NYC).

I'm starting a new company (AI space). I have seen a lot of disturbing news about SF, but as far as I understand there is still a lot of talent and capital in SV. If it was just for quality of life, honestly I would not consider the USA, but it seems still to be the best place to start an ambitious project.

People who live in the Bay Area, how bad it is? It's worth it?