What does 'writing 95% of your code' even mean? This has always been the case. Is creating a new file with boilerplate not writing code? Or copying an answer from stack overflow? You didn't type out that code. AI is just stack overflow with a find and replace feature for your variable names.
Current AI coding assistants are not just a Stack Overflow replacement; they do a pretty good job writing whole projects without you touching the code. At the end, when the coding guidelines are not clearly defined, the AI-generated codebase becomes messy and unmaintainable. That is why, nowadays, it has become profitable for my team to fix the "vibe-coded" products that are working fine but have a shit ton of problems with scaling and implementation logic.