I'm Roma, 21, from Bucharest, Romania. At 20 I was running a 12-person design studio doing €250K/year.

Then I lost €50K+ to clients who never paid. No contracts, just trust. Studio collapsed, I took €40K in debt.

That experience led me to build Accordio – an AI-powered contract and payment platform for freelancers.

The core idea: paste your meeting notes, AI extracts scope/deliverables/payment terms and generates a proposal.

Client accepts → contract auto-generates. Contract signed → invoice auto-generates.

Everything interlinked, no re-entering data across 4 different tools.

Tech stack: Next.js, Supabase, Claude for AI, Stripe Connect for payments, custom e-signature system (built from scratch – DocuSign API was too expensive).

The AI has memory...it learns your rates, terms, clients over time. Not just one-off generation.

Built it for freelancers like me.

Been "vibe coding" this for 2 years... before the term even existed.

Would love feedback from HN.