My tomorrow understanding may be worst than that of today. Time passing is no guarantee for elevated intelligence.
Time to live for said solution is a practical factor that could and should settle the complexity issue of the solution, which may also turn into exploratory curiosity-enhanced over engineered solution.
Finally, all solutions have technical debts. Unavoidably sublime. We just choose to look the other way in most cases.
https://medium.com/@antonellosemeraro/technical-debt-is-not-...
(paywalled, looks like a decent and recent writeup from what I can see of it, and the essence is above the fold).
Not sure why Ward Cunningham missed this, I expect in corporate finance (not stock trading) options trading (for profit, not hedging) isn't common.