Yeah I do not think this is a good idea -

Basically, OpenRouter makes sense because it further strengthens developer lock in, not sure what PayPal adds to that. Plus, on paper today, PayPal is a behemoth compared to Stripe; their FCF is Stripe's revenue today, so valuations are out of touch, plus Stripe should go public so they can use stock in these acquisitions, it lowers there costs of capital, relative to their crazy valuation today.