It I were running YCombinator and I were writing next years request for startups. I would say:

Here are the top twenty household expenses / bill for the average person. Tell us which one you’re going to lower and how.

There are a few variations on questions you ask that get at the same thing, but while I understand the complaint of the poster, I also somewhat understand the dissent.

Why are you selling us this thing that maybe creatively in the right context could have an indirect impact on people’s lives. Solve one of the problems I have in front of me.