For me, mobile and desktop apps plus easy family sharing of individual notes are important.
Apple Notes is really the best I’ve got.
The other solutions I’ve found mother cost too much or have some odd dealbreaker features, or they’re over-complicated, or they’re ugly.
Zoho Notebook is on the ugly side but it’s cheap and has apps on all platforms.
Craft is pretty good but if you hit the need for the paid tier it’s a bit pricey.
I think it’s possible that vibecoding an Apple Notes clone is actually the best solution for me.
A lot of people like Obsidian but I think it’s a bit crazy, and I think it’s unacceptable how difficult it is to self-host the sync functionality, especially since again the paid tier is too expensive.