In following 3-6 months period my country will pass law allowing non banking institutions to operate in money transactions. Current customer service is simply terrible and tech level is funny at least with rather high commissions and mostly foreign based. I work within the agency that has indirect interests in this area and I am very into all legal aspects, previously I worked within banking sector, further I am able to raise funds for the necessary deposits and initial working capital. I have a fairly developed idea of how I want to interrupt this market and be profitable and I want to make MVP presentable to financiers. My current tech stack is fairly novice knowledge of UNIX, (no)SQL databases, data anaylsis with R (web dev via shiny) and HTML/CSS/JS. I am learning StartUp Engineering on Coursera together with Machine Learning by Andrew Ng. The anchor point for MVP is scalable and highly secure orderbook accompanied with user a dashboard and portfolio dashboard out of R (even knitr for start). I am fascinated by bitcoin and its order book, if anyone has some innovative idea for private orderbook, it would be great to introduce it in this idea. However, I need help mainly in how to protect data in terms of data storage, crypto, etc and how to build scalable infrastructure (Hadoop?). I am looking only in open source solutions (MVP should work up to ~10,000 users). Philosophy behind is to develop MVP suitable for regular current transactions (think buddy transactions, utility bills, etc), but take over markets for regular payments with various currencies (some new ones)and among various markets, but with specific knowledge and markets within and innovative addons (for developers, think BitCoin margin trading or home currency lending, APIs, data integration).

Do You have any ideas? Do You know of any interesting papers on this topic? Is anyone interested share an opinion, point towards direction, lend a hand or join me?mwmsigma@gmail.com