15:[[39604188,{"by":"henchik","descendants":26,"id":39604188,"kids":[39607612,39608267,39604963,39604775,39607751,39615140,39604327,39612227,39606665,39611954,39612803,39606034,39611249,39614151,39607393,39608944],"score":7,"text":"I was fortunate to recently sell my company for high 6 figures in cash. Several of my peers are trying to convince me to put it into a discretionary managed fund through a private banking service but I've shopped around and they want around 1% p.a. for custody and management. However I've always thought I can't beat the market and so the best long-term investment is a All-World passive index tracker with very low fees invested through an online brokerage.

I don't want to get involved in deals and private equity etc, I just want to invest the money and have it available for me in 20 years when I retire. Since the fees have such a significant impact on the performance long-term I'm wondering why would I go the private banking route, what am I missing?","time":1709650491,"title":"Ask HN: Why would I use private banking?","type":"story"}],[39605588,{"by":"boredemployee","descendants":72,"id":39605588,"kids":[39606591,39606780,39606511,39606648,39606741,39606369,39606645,39608076,39607380,39606920,39606395,39606482,39606739,39606666,39606659,39606922,39612949,39612793,39607184,39607924,39616309,39613351],"score":76,"text":"How are the hiring trends in the LLM field currently?

Do you think they will grow in the coming years like it did for data scientists?

Is it worth entering the field today starting from scratch?","time":1709655577,"title":"Ask HN: How's the current state of hiring in the LLM field?","type":"story"}],[39498541,{"by":"SamerM","descendants":11,"id":39498541,"kids":[39508493,39519045,39546605,39508510,39516670,39508902,39509162,39508449,39521776,39508771,39508974,39498542,39513364],"score":18,"text":"Hi everyone,

I'm building an e-learning website like Udemy but for Arabic speakers: https://www.nahda.io/. I built an MVP and landing page and started running targeted ads to validate and I noticed the following numbers after 5 days of advertising ($5 per day budget):

35k impressions\n1.29k clicks\n6 signups.

Which puts my conversion rate at 0.47% and my CTR at around 3.6%.

Does anyone here have experience with product validation that can tell me if these numbers are a sign of a bad idea/unwanted product?

Thanks and appreciate the help!","time":1708847216,"title":"Ask HN: Question about CTR, conversions, and validation","type":"story"}],[39504258,{"by":"leobg","descendants":18,"id":39504258,"kids":[39506577,39506281,39506701,39505633,39507338,39505259,39506357,39506212,39521739,39547165],"score":22,"text":"Noticed this for the first time today on Amazon.de:

> Zero Tolerance for Fake Reviews\n> Our goal is to ensure that every review is trustworthy and useful. For this reason, we use both technology and human investigators to block fake reviews before customers ever see them.\n> We lock Amazon accounts that violate our community guidelines. We also block sellers who purchase reviews and take legal action against parties that offer these reviews. Learn how you can report. [0]

[0] https://www.amazon.de/gp/help/customer/display.html?nodeId=GLHXEX85MENUE4XF","time":1708891708,"title":"Tell HN: Amazon claims \"Zero tolerance for fake reviews\"","type":"story"}],[39510292,{"by":"velyan","descendants":71,"id":39510292,"kids":[39519575,39519361,39519902,39510507,39513021,39519482,39519890,39519787,39519984,39511788,39519746,39519758,39529457,39522187,39519780,39511170,39524503,39514959,39521649,39519629,39514316,39514480,39519614,39510468,39567750,39541004,39521964,39519550,39522178,39521689,39519886,39519593,39522152,39527668,39510469],"score":101,"text":"I personally struggle with resource overwhelm sometimes…

How often do you research to get insights, deeper knowledge or validate a hypothesis? \nHow do you research and learn?\nWhat are your favourite tools and what are you biggest pain points?","time":1708948867,"title":"Ask HN: How do you learn and research every day?","type":"story"}],[39246517,{"by":"cheerioty","descendants":12,"id":39246517,"kids":[39246763,39249563,39248650,39257855,39248752,39246759,39257864,39246578],"score":21,"text":"The account of a reputable user on a collectors forum has been hacked and used to scam at least 6 people causing a loss of multiple thousand dollars. Because the user was known and had a great history and relationship with others, a lot of people fall for it when he started to sell a few more items of his collection this weekend.

Paypal denies to investigate because friends and family was used in all cases, because the considered the member a friend.

While I somewhat get that Paypal is not legally required to make people whole, I feel not even looking the case at all is neglectance.","time":1707009164,"title":"Ask HN: Why does PayPal protect scammers?","type":"story"}],[39250207,{"by":"BehanPrW","descendants":39,"id":39250207,"kids":[39250682,39251079,39250578,39250375,39251145,39250332,39257335,39253551,39257839,39275874,39251769,39255432,39270008,39251999,39259696,39250640,39251181,39251559,39250661],"score":38,"text":"Answers are more than welcome Community! ;)","time":1707054911,"title":"Ask HN: How easy is it to become an entrepreneur in 2024?","type":"story"}],[38909315,{"by":"ayamabi","descendants":40,"id":38909315,"kids":[38909739,38909774,38910316,38914156,38909695,38916461,38910717,38909807,38912024,38912482,38909666,38909729,38911072,38909698,38909678,38909667,38909648,38910211,38909953,38910868],"score":55,"text":"Hello HN, I am 35 years old and have 10+ years experience as a DevOps/Systems Engineer, but due to health related issues I'm out of work for 2 years.

Now I encountered a situation where urgently need some additional income of about $300/month to cover my basic needs as my country isn't willing to do that for me, but I'm only able to work about 2-3 hours per days.

I'm looking for some suggestions and experiences in this field, because I'm honestly at a loss here.

Please tell me if you know where it's possible to start looking to get some part-time online work. I'm open basically for any types of online work I can reasonably do as a computer-literate person.

Thanks","time":1704701053,"title":"Ask HN: How to find online employment for a person with limited functionality","type":"story"}],[38711812,{"by":"pkdpic","descendants":14,"id":38711812,"kids":[38713708,38713457,38717768,38712042,38712366,38713799,38713852,38714155,38711906,38722307,38717719,38714706],"score":10,"time":1703096437,"title":"Ask HN: Are you (still) excited about LLMs?","type":"story"}],[38693811,{"by":"bhag2066","descendants":43,"id":38693811,"kids":[38694628,38694952,38694231,38699021,38701601,38696090,38697140,38714930,38694121,38708285,38700741,38695000,38698974,38714624,38699898,38699006,38698260,38717688,38694262,38716232,38705646,38711324,38716976,38707639,38695235],"score":16,"text":"I've read Foundation, loved it, and want to buy my next 10 SciFi novels. One request, I don't want it to be set on Earth. What should I read next?","time":1702980329,"title":"Ask HN: Science Fiction Starter List","type":"story"}],[38592778,{"by":"__rito__","descendants":8,"id":38592778,"kids":[38593101,38596060,38594167,38595683,38615716,38594359,38624501],"score":23,"text":"It doesn't need to be from 2023. And it doesn't need to be strictly technical.

I have come across a great many technical talks from past HN threads [0-5]. This submission is in the spirit of those.

[0]: https://news.ycombinator.com/item?id=12637239

[1]: https://news.ycombinator.com/item?id=16838460

[2]: https://news.ycombinator.com/item?id=15926973

[3]: https://news.ycombinator.com/item?id=25537230

[4]: https://news.ycombinator.com/item?id=18740939

[5]: https://news.ycombinator.com/item?id=21858866","time":1702226464,"title":"Ask HN: Best tech talks you have heard in 2023?","type":"story"}],[38423946,{"by":"throwawayMnbv2","descendants":14,"id":38423946,"kids":[38424944,38424048,38424433,38425147,38424041,38424889,38433399,38425711,38428807,38424014,38438691,38450351,38424005,38429066],"score":13,"text":"$16","time":1701024853,"title":"Ask HN: Direct report is a senior beginner","type":"story"}],[38420914,{"by":"noobermin","descendants":36,"id":38420914,"kids":[38430526,38429806,38421474,38430675,38423110,38421882,38431030,38426140,38421095,38431316,38421786,38448020,38428682,38421539,38440460,38450384,38421004,38428676,38421543,38430775,38428743,38456416,38422196,38422939,38431252,38428836,38426552,38426558],"score":25,"text":"What are your solutions, if any, for editing code on your phone? I often have an idea on public transit that I usually have to jot done in a note but it would be useful to have a solution to edit code on the fly. I personally don't always use github/gitlab or other online repos, but tools using online repos suggestions are welcome.","time":1700999377,"title":"Ask HN: Coding on Your Phone?","type":"story"}],[38387743,{"by":"vinniepukh","descendants":27,"id":38387743,"kids":[38387909,38390069,38389732,38390612,38387770,38392423,38390507,38390352,38411691,38390334,38389888,38391325,38400281,38387799,38389596,38390126,38419872,38387805,38389742,38410041,38389000],"score":29,"text":"I'm a great engineer, but terrible at design. Specifically, terrible at coming up with a design I don't hate from a blank slate. If I'm given a Figma or Photoshop mockup etc. I can implement the design pixel-perfect.

I have realized now that this is stopping me from completing my side projects and launching them. Every time I start working on a new one and do the initial work, I get demotivated because what I'm working on looks like crap.

Recently, for an email project I'm working on I shamelessly copied the look of an existing email product. I noticed that made me more excited and motivated to continue working on the project.

I'm wondering if anyone else feels the same and has any other tips/advice?","time":1700701211,"title":"Ask HN: I'm bad at design, which stops me from finishing side projects. Advice?","type":"story"}],[38375494,{"by":"boyaka","descendants":17,"id":38375494,"kids":[38377942,38405456,38406006,38384297,38377515,38387967,38378342,38389858,38388487,38381414],"score":9,"text":"Morally and for their own benefit, is it best for people to stop using ChatGPT? It seems like the value is not particularly in ChatGPT itself, but the users feeding it data. Should we be using an AI that is controlled by OpenAI?","time":1700634524,"title":"Ask HN: Should people stop using ChatGPT?","type":"story"}],[38316378,{"by":"convexstrictly","descendants":672,"id":38316378,"kids":[38317370,38318542,38317360,38316425,38316461,38316395,38317204,38316682,38316818,38317555,38317350,38317455,38316568,38317231,38316711,38317537,38320850,38316614,38318448,38431178,38316621,38317675,38317142,38316793,38316580,38318283,38319235,38316859,38317192,38316562,38317446,38322199,38322206,38316575,38321835,38320218,38317316,38345645,38317824,38318178,38327708,38317659,38318578,38317641,38316789,38318564,38327603,38318051,38316907,38320363,38316963,38317106,38316633,38316712,38317179,38316778,38399439,38316780,38317471,38316834,38318110,38317504,38316603,38317644,38316558],"score":879,"text":"Jakub Pachocki, director of research; Aleksander Madry, head of AI risk team, and Szymon Sidor.

Scoop: theinformation.com

Paywalled link: https://www.theinformation.com/articles/three-senior-openai-...

Submitting information since paywalled links are not permitted.","time":1700291060,"title":"Three senior researchers have resigned from OpenAI","type":"story"}],[38316790,{"by":"JaDogg","descendants":83,"id":38316790,"kids":[38317181,38317569,38317138,38317075,38317258,38317117,38320811,38318455,38317048,38317206,38317424,38345624,38316972,38317235,38317211,38317277,38317039,38317152,38317055,38317100,38317074,38317144,38318814,38317057,38317174,38317289,38316840],"score":27,"text":"Last time I checked there was a limit to access GPT-4 even after paying.

GPT-3.5, Bard, Bing is free -- any real advantage? specially considering limited acess for individual users? (even after paying)

Now there is even a waitlist to pay for it. I am hitting the capability wall of free version regularly.

If you are using it, are you not running into 50 per month limit? Is that enough for you? << seems like 50 per month is wrong it is 50 per 3-4 hours, but it seem to change sometime. I can probably hit 50 per 3-4 hours limit trivially when I'm focused. I have been throttled of hackernews/reddit/etc for posting too fast for example.

(UK based if that matters)

PS. I'm using copilot. But I see that it works fine as a autocomplete for Python. I tried using it for C++ but I had to delete chunk of it as I ran into segmentation faults (very easily). It is defenitely good at generating tests tho.","time":1700294802,"title":"Ask HN: Is paid ChatGPT Plus worth it?","type":"story"}],[38249571,{"by":"pentaclay","descendants":13,"id":38249571,"kids":[38251381,38262112,38250528,38250389,38259162],"score":7,"text":"Hi, I'm Erfan. I've been designing websites, mobile apps, and SaaS platforms for more than 11 years. A few days ago I introduced a model where you can provide design services on a monthly subscription basis.

This is like Netflix for design. I worked a couple of months and released my subscription-based website pentaclay.com

But I'm not sure if that's going to see some light in 2024. Please share your honest opinion about this.","time":1699879831,"title":"Ask HN: Will subscription based design agency work in 2024?","type":"story"}],[38244289,{"by":"venv","descendants":10,"id":38244289,"kids":[38247919,38250676,38248396,38259097],"score":11,"text":"Being a very infrequent Facebook user, I logged in after being told a friend was organizing a party through Facebook events. Was greeted with a choice to subscribe or opt-in to ads. Chose to try the subscription (billing starts in March). After trying multiple cards, I was unable to actually subscribe. So much for choice.","time":1699824833,"title":"Tell HN: I can report Facebook's new subscription does not work","type":"story"}],[38067001,{"by":"SwiftyBug","descendants":13,"id":38067001,"kids":[38067872,38067830,38067979,38075624,38074198,38067114,38099834,38069023,38080792],"score":13,"text":"$17","time":1698655578,"title":"Ask HN: How do I assess my seniority level?","type":"story"}]]

user:	flowzai
created:	September 14, 2023
karma:	2