15:[[11315173,{"by":"nickgrosvenor","descendants":52,"id":11315173,"kids":[11315369,11315644,11315528,11315468,11315738,11315516,11315906,11315931,11329604,11316931,11326882],"score":45,"time":1458336089,"title":"The Prophylactic Extraction of Third Molars: A Public Health Hazard","type":"story","url":"http://www.ncbi.nlm.nih.gov/pmc/articles/PMC1963310/"}],[11129254,{"by":"zbravo","descendants":120,"id":11129254,"kids":[11129584,11129676,11129449,11129583,11131005,11130840,11130876,11130456,11129453,11130826,11130100,11130354,11131201,11129905,11129688,11131279,11129577,11133720,11129566,11131119,11130689,11154543,11148862,11130953,11131186,11130618,11129590],"score":246,"time":1455829020,"title":"On Marrying the Wrong Person","type":"story","url":"http://www.thebookoflife.org/how-we-end-up-marrying-the-wrong-people/"}],[11022310,{"by":"TaylorGood","descendants":4,"id":11022310,"kids":[11029714,11022311,11033608,11026626],"score":7,"text":"While only 477 undergrads were interviewed (at 3 universities in the Bay Area), the stats leave little mystery as to why Student Loans have spiraled.

Highlights:

- 72.95% thought Sallie Mae was a person, not a company

- 92.87% do not know the difference between subsidized and unsubsidized loans

- 97.90% do not know which loans accumulate interest in-school or during deferment

- 71.07% do not know the basic risks of a cosigner

- 75.89% with private student loans do not know the major differences between private and federal student loans

- 7.90% know their current interest rates

- 6.10% know their repayment terms

- 58.90% thought the total amount of outstanding student loan debt was in the millions (not billions or trillions)

- 96.02% did not know that student loan refinancing was an option after graduation

---

Source: https://lendedu.com/blog/January-student-loan-survey","time":1454445420,"title":"Study Shows Student Loan Borrower Igorance","type":"story"}],[11020545,{"by":"pedrodelfino","descendants":22,"id":11020545,"kids":[11021028,11020627,11021468,11021727,11022281,11022999,11022668,11032255,11023654,11025898,11022202,11030894,11024192],"score":16,"time":1454431738,"title":"Ask HN: Is it normal to have enemies?","type":"story"}],[10508885,{"by":"aburan28","descendants":3,"id":10508885,"kids":[10510359,10511470,10510832,10510546],"score":41,"time":1446664849,"title":"Led Astray: Online Lead Generation and Payday Loans","type":"story","url":"https://www.teamupturn.com/reports/2015/led-astray"}],[10468596,{"by":"moonmaster9000","descendants":17,"id":10468596,"kids":[10468807,10473826,10469089,10468952,10468764,10468924,10468630,10469630,10478680,10468877],"score":21,"text":"Wouldn't it be awesome if they included this meta tag?

user:	santaclause33
created:	August 4, 2015
karma:	137